Finance
At Northridge Cars, whatever the price of the car you’re buying we realise that getting the right finance package that suits your budget is as important as the car you’re buying.
That’s why we work hard to ensure that we have the most competitive and easy to understand finance options available.
Finance Explained
Confused about which finance package to take?Or just want to know more before jumping in?
Then your in the right place we have a set of videos which can explain the different sections of finance and can answer the most common questions asked about finance. (£199 plus VAT administration fee applies to all non-supporting finance providers) .
Problem with credit
Anyone can find they have problems with their credit rating, that’s why Northridge Cars works closely with a range of sympathetic finance companies and can assist in financing people with difficulty obtaining credit in order to help them re-establish a positive credit rating.
If you think you may have some adverse history or simply need help with your first credit agreement, please fill in the form below. This will allow us to establish –in strict confidence- a credit line prior to your visit to the showroom. (£195 plus VAT administration fee applies to all non-supporting finance providers).
We are a credit broker and not a lender. We can introduce you to a limited number of lenders and their finance products, we act as their agent for this introduction. We are not an independent financial advisor; we will provide details of products available. We may advise you on the products, subject to your personal circumstances, though you are not obliged to take our advice or recommendation. We do not charge you a fee for our services. we will typically receive commission from whichever lender we introduce you to (either a fixed fee or a fixed percentage of the amount you borrow). Acting as a credit broker we can introduce you to a selected group of lenders / brokers who may be able to help you finance your purchase. This group of lenders / brokers provides us with a range of products which may be suitable for your purchase. We will explain the key features of those products to you. Unless we consider it to be inappropriate given your personal circumstances, our approach is to introduce you to the lender who are usually able to offer the best available package for you, taking into account interest rates, residual valuations (where applicable). If they are unable to make you an offer of finance, we will introduce you to other lenders on our panel. The lender we introduce you to and available rates will depend upon a number of factors including your personal circumstances and the likelihood of a lender to accept an application based on information provided. Lenders typically pay a commission to us for introducing you to them, calculated by the amount you borrow. Different lenders may pay different commissions for such introductions; some lenders may also provide preferential rates to us for the funding of our vehicle stock and also provide financial support for our training and marketing. But any such amounts they and other lenders pay us will not affect the amounts you pay under your finance agreement, all of which are set by the lender concerned. If you would like to know the amount of any remuneration we have received from the finance provider, please ask us. All finance applications are subject to status, terms and conditions apply, UK residents only, 18s or over, guarantees may be required.